Paying interest is not in your best interest

Introducing the revolutionary Home Ownership Accelerator mortgage

  • Save tens of thousands in interest
  • Pay off your home in half the time or less
  • With no changes to spending habits! 

   

 

 

Retire Your Mortgage Before You Retire!

The concept of the Home Ownership Accelerator is simple.  We have created a way for consumers to flow all of their monthly cashflow through their home loan instead of leaving to sit idle in a checking or savings account all the while giving you 24/7 access to your money.

  • You deposit your income directly into the loan
  • Therefore, your daily balance is less
  • Therefore, you save interest
  • Therefore, you have more money for principal
  • Therefore, you pay off faster
  • All with no change to current spending habits

Essentially you are cutting the bank out of your financial life, keeping their profit for yourself and investing it in principal reduction, outside investments, or however you please.

 

On the left side navigation menu you will find many useful resources to do your own research on this revolutionary financial tool. 


Fire your Bank and Join the Mortgage Revolution!

Banks don't want you to know about this loan! Why? The Home Ownership Accelerator empowers you, the consumer, with the concepts and principles of lending on which lending institutions have built their empires on since the inception of Banks. Think not! This is the #1 reason why you cannot get this product at your local retail bank, credit union or savings and loan. Banks don't want you to use this loan because they would rather pay you 0-2% on your money while re-lending it at 6-20% and cashing in on thousands of dollars in interest over your lifetime. GMAC has very little retail banking therefore by servicing this loan they have nothing to lose and your business to gain.



How effective is it?

If you're an average borrower with good cash flow, you could pay off an average sized loan in as little as half the time – with no changes to spending habits.


Seeing is believing. Try it for yourself.

Use our powerful Home Ownership Accelerator Calculator
Interactive Simulator and see how the Home Ownership Accelerator can help you achieve financial freedom sooner.

Still have questions?

See the answers to Frequently Asked Questions that customers often have.



What about rates?


Rates are not shown here since they vary continuously, and each borrower's situation is highly unique. With access to hundreds of loan programs at the lowest rates available, you're just a quick phone call away from the best rates in the business. Call now Toll Free 1-866-498-4826.

Titan Major Funding originates all types of mortgages but we specialize in the Home Ownership Accelerator.  The Home Ownership Accelerator is available in 40 states including: Alabama, Al, Alaska, AK, Arkansas, AR, Arizona, AZ, California, CA, Colorado, CO, Connecticut, CT, Delaware, DE, Florida, FL, Georgia, GA, Hawaii, HI, Idaho, ID, Illinois, IL, Indiana, IN, Iowa, IA, Kansas, KS, Kentucky, KY, Louisiana, LA, Maine, ME, Maryland, MD, Massachusetts, MA, Michigan, MI, Minnesota, MN, Mississippi, MS, Missouri, MO, Montana, MT, Nebraska, NE, North Carolina, NC, Nevada, NV, New Hampshire, NH, NEw Jersey, NJ, New Mexico, NM, New York, NY, North Dakota, ND, Ohio, OH, Oklahoma, OK, Oregon, OR, Pennsylvania, PA, Rhode Island, RI, South Carolina, SC, South Dakota, SD, Tennessee, TN,  Utah, UT, Vermont, VT, Virginia, VA, Washington, WA, West Virginia, WV, Wisconsin, WI, Wyoming, WY.




Home Ownership Accelerator™ ... in the news:  

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06 full story... 

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05


Basic Pre-Approval

Get the Best Mortgage Rate!

Tell us a little about your current needs and we can use that
information to match you with just the right loan.
 
Tell us about your loan needs.
*Reason for loan (purch, refi, cash out):
*Value of property:
*Type of property:
*Amount you need to borrow:
Type of loan wanted (30 Yr, 15 Yr, ARM, Int. Only):

How can we get in touch with you?
*Name:
*Email:
Phone:
Address:
City:
*State:

Tell us about your credit history.
*Credit History (Excellent, Good, Average, Poor):

Note: Fields with an * are required

Programs available in:Alabama, Al, Alaska, AK, Arkansas, AR, Arizona, AZ, California, CA, Colorado, CO, Connecticut, CT, Deleware, DE, Florida, FL, Georgia, GA, Hawaii, HI, Idaho, ID, Illinois, IL, Indiana, IN, Iowa, IA, Kansas, KS, Kentucky, KY, Louisiana, LA, Maine, ME, Maryland, MD, Massachusetts, MA, Michigan, MI, Minnesota, MN, Mississippi, MS, Missouri, MO, Montana, MT, Nebraska, NE, North Carolina, NC, Nevada, NV, New Hampshire, NH, NEw Jersey, NJ, New Meico, NM, New York, NY, North Dakota, ND, Ohio, OH, Oklahoma, OK, Oregon, OR, Pennsylvania, PA, Rhode Island, RI, South Carolina, SC, South Dakota, SD, Tennessee, TN, Texas, TX, Utah, UT, Vermont, VT, Virginia, VA, Washington, WA, West Verginia, WV, Wisconsin, WI, Wyoming, WY

Loan approval is not guaranteed and is subject to verification of specific information that requested at the time of application. Specific rates may not be available for all borrowers. Rates subject to change. “Home Ownership Accelerator” and the yellow flying house logo are trademarks of CMG Financial Services, Inc Home Ownership Accelerator® is a proprietary financial product innovated and funded by CMG Mortgage Services, Inc., San Ramon, CA, for assignment and servicing by GMAC Bank®, Member FDIC, Horsham, PA. This is not a bi-weekly program usually refered to as the Mortgage Accelerator or Mortgage Excellerator.

 

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